Category Archives: Budgeting

How Stress Affects Your Finances & What You Can Do About It Right Now

Our support group (“I HATE Budgeting but I like having money”) was delighted to have mental health counselor Elizabeth Galanti (www.elizabethgalanti.com) present this topic to us. She started the conversation by asking us all to take a moment to think … Continue reading

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What a Personal Financial Policy is & How it Makes Your Life Better

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 8 Comments

The Likely Reason Why You Haven’t Done Anything With your Finances & Why It’s Okay

I was recently hired by a couple who originally met with me almost four years ago. The husband’s reason, “I wasn’t ready.” Another couple is hiring me after about two years and only on a limited basis because, “We’re never … Continue reading

Posted in Budgeting, Goals, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , , , | 2 Comments

Hate Budgeting? Minimalism Might Help

Wouldn’t it be great if you only had to afford stuff you really loved and regularly used? <– And no matter what kind of stuff or how much stuff you have, some people simply won’t like you and that is … Continue reading

Posted in Budgeting, Living the life of your dreams, Personal Finance with a twist, Psychology of Money, Saving, Tackling debt | Tagged , , | 3 Comments

Cheap Eats: Filling Your Tummy Without Emptying Your Wallet

The budget topic focus for March was food. While most of my clients and support group attendees regularly talk about reducing their food expenditures in an attempt to manage their budget better, I don’t see food as one of the big … Continue reading

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Loving Your Cheapskate Spouse

This post is not about my darling husband (whose own grandmother lovingly called, “Tighter than two coats of paint”). With that out of the way, I thought I’d share some insights into cheapskates / skinflints / tightwads / penny-pinchers and how … Continue reading

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Solving the Mystery of Where All of Your Money Goes

Some years ago my husband and I started tracking our expenditures to get a handle on what we were spending. This lasted, oh, about 3 1/2 weeks. It’s not unusual to lose steam with this task. In fact a colleague, … Continue reading

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Money for Enjoyment: Make Sure It’s In Your Budget

This may initially sound counter-intuitive (“Don’t most people spend too much on enjoyment?”) but you’d be surprised. This month at the “I HATE Budgeting (But I Like Having Money)” support group we discussed setting money aside in your budget specifically … Continue reading

Posted in Budgeting, Living the life of your dreams, Personal Finance with a twist, Psychology of Money, Tackling debt | Tagged , | 3 Comments

Hate Budgeting? Reduce, Re-use & Recycle to Save the Planet & Save Money

Both meetings in November of the “I HATE Budgeting (But I Like Having Money)” support group were dedicated to learning how the three Rs can not only enhance and extend life on planet earth (important, since it’s the only planet … Continue reading

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Hate Budgeting? Being Resourceful Can Help…a lot

The “I HATE Budgeting (But I Like Having Money)” support group met twice in September to discuss how to be more resourceful. In a few words, it’s all about creativity, fun and joy. The key to being resourceful in terms … Continue reading

Posted in Budgeting, Living the life of your dreams, Marriage and Money, Personal Finance with a twist | Tagged , , , , , | 2 Comments