Category Archives: Charitable giving

Can Financial Planning Keep You From Sinning?

“She’s really writing that? Who does she think she is?!” I am a financial planner who is trying to make the world a better place, that’s who I am. And for the world to be a better place, we all … Continue reading

Posted in Charitable giving, Faith & Finances, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist | Tagged , , , , , , , | Leave a comment

What a Personal Financial Policy is & How it Makes Your Life Better

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 8 Comments

(Almost) Quarterly Newsletter ~ July 2014

Happy summer! This photo was taken at Burchfield Nature Park in West Seneca. Thanks to so many of you as clients, referral sources, colleagues, family members, friends and part of my “inspiration dream team,” Lauber Financial Planning is now 4 years old! People … Continue reading

Posted in Budgeting, Charitable giving, Living the life of your dreams, Money in relationships, Psychology of Money, Retirement, Taxes | Tagged , , , , , | Leave a comment

Thank you India – A Series Of Observations #1 Cookies, Turbulence and the Meaning of Hope

India is a place of contrasts, all interwoven by the blessed threads of life. There is extreme poverty (but never despair, that I noticed), a surrender to the Divine in all aspects of life, and beauty beyond description. Seventeen of us … Continue reading

Posted in Charitable giving, Goals, Living the life of your dreams, Money & Spirituality | Tagged , , , , , | 9 Comments

PTO Fundraising and Why We Hate Taxes

We don’t like sending money into a black hole. This is what sometimes happens with various fundraising contributions and what seems to always happen with our income taxes. We don’t know how our hard-earned money is being spent and, furthermore, … Continue reading

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Financial Anorexia

You surely have heard the phrase, “You can never be too rich or too thin.” I frequently refer to money in food terms (I.e. diversification is like having a balanced diet) and this morning, while thinking about the power of … Continue reading

Posted in Charitable giving, Money & Spirituality, Personal Finance with a twist, Psychology of Money | 5 Comments

Less Stuff, The Working Poor and Compassion

I received a phone call from someone I know the other day, pleading for financial advice. Both parents are working full-time, they have children, one with special needs, their mortgage in under water, they’ve maxed their credit cards (don’t judge, they’ve … Continue reading

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How to Get out of a Variable Annuity Virtually Unscathed

Apparently I’ve ruffled some feathers in my industry because of my disdain for variable annuities. It’s not going to deter me, though. Too many times I’ve created financial plans for clients only to have their plans thwarted because they’re handcuffed … Continue reading

Posted in Charitable giving, Insurance, Investing, Personal Finance with a twist, Retirement, Taxes | 18 Comments

Giving

Tis the season to give. The problem is, we can feel like we’re giving too much at one time, and we can become cranky and resentful – losing the joy that typically comes with giving. The holiday season prompts us … Continue reading

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