Category Archives: Insurance

What a Personal Financial Policy is & How it Makes Your Life Better

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 8 Comments

The Third Step: Protect

“It requires a great deal of boldness and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much skill to keep it.”- Ralph Waldo Emerson Protecting what you have … Continue reading

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How to Get out of a Variable Annuity Virtually Unscathed

Apparently I’ve ruffled some feathers in my industry because of my disdain for variable annuities. It’s not going to deter me, though. Too many times I’ve created financial plans for clients only to have their plans thwarted because they’re handcuffed … Continue reading

Posted in Charitable giving, Insurance, Investing, Personal Finance with a twist, Retirement, Taxes | 18 Comments

Why (Most) Husbands Hate Buying Life Insurance

I have a feeling I’m going to press some hot buttons here. I’ve been in the financial services industry for 17 years and if I had a nickel for every time a husband/client said something to the effect of “Sure, … Continue reading

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