Category Archives: Investing

What a Personal Financial Policy is & How it Makes Your Life Better

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 4 Comments

Taking Risks, Choosing Careers & Your Portfolio

The part of me that longs to be a sociologist has been thinking a lot about how people view risk in general, and if people with conservative career positions also invest conservatively. In my practice I see many people who have steady-freddy … Continue reading

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If you ask me about the Facebook IPO, I’ll give you a similar look your landscaper would

It’s funny, whenever anyone learns that I am a financial planner, they automatically ask me about an investment; these days, it’s Facebook’s IPO (which stands for “initial public offering”: the first time a company’s stock is for sale to the public). I … Continue reading

Posted in Investing, Personal Finance with a twist, Psychology of Money | 4 Comments

Financial Ingredient Labels

I often compare financial issues to food, mainly because personal finance is loaded with jargon that only furthers a person’s confusion. I will compare using riskier investments to having a tolerance for hot peppers. Or, a budget (spending plan) is … Continue reading

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“Sign this form stating that you’ve read and reviewed this material” – Yeah, right

My relative’s investment advisor is changing firms, so his accounts have to transfer from the old company to the new one. To confirm this change, the new company sent a packet – as required – disclosing all of the material … Continue reading

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Real Estate Versus Equity Investors

You just never know when a discussion about money will crop up. I had a rather interesting conversation with a man yesterday while we both waited for our cars’ news tires to be installed. He’s into real estate; always has … Continue reading

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The Fourth Step: Grow

So much of financial planning information seems to be focused on just the investing portion of it. We’re inundated with stock market updates and talk about asset allocation. It is only one portion of a person’s financial plan, but it … Continue reading

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