Category Archives: Personal Finance with a twist

Spring 2021: Financial Energy – Proactivity versus Reactivity

There’s something called “The Tree of Life” (also “The Pillar of Consciousness”, expanded in the study of “Jacob’s Ladder”) in Kabbala that graphs along the shape of the human body, describing elements of life and consciousness that the student may … Continue reading

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(A Sneak Peek Into) Developing a Retirement Income Plan

Financial planning can generally be broken down into two phases: accumulation and decumulation. There is ample consumer information about accumulating assets (for retirement, higher education, a home etc.) but, while there is a lot of research for financial planners on … Continue reading

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December Newsletter: Overcoming Procrastination & Finding Your Way

I had the pleasure of attending a Zoom meeting offered by the WNY Planned Giving Consortium: “Post Election Investment Outlook” presented by Tony Roth of Wilmington Trust. Mr. Roth shared thoughtful and well-researched insights. One of them included a bullet … Continue reading

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RISK: Managing, Accepting, and Embracing

“Most men either compromise or drop their greatest talents and start running after, what they perceive to be, a more reasonable success, and somewhere in between they end up with a discontented settlement. Safety is indeed stability, but it is … Continue reading

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I’m Freaked Out, Too.

Some of you know me and know that I am (perhaps sometimes annoyingly) an optimistic person. I can silver line anything. Try me. This pandemic is seriously testing that optimism. I have to seek out and mentally grasp for bits … Continue reading

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You Can’t Move Forward until You Do This

Sing it with me, you can pick from the Disney movie Frozen, “Let it Go” or The Beatles’ freeing tune, “Let it Be.” You see, as a financial planner and confidant, I’ve met so many people who very much want … Continue reading

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Hate Budgeting? Steps 9-12 Solidify A New, Joyful Path

The I HATE Budgeting (But I Like Having Money) wrapped up the 12-Step program, learning the final 4 steps to changing their relationship with money from (even mildly) dysfunctional to hopeful, intentional and – dare I say – joyful. While … Continue reading

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The 5th & 8th Steps to Confident Budgeting: Admit Wrongs, Make Amends

The I HATE Budgeting (But I Like Having Money) support group has been focusing on the renowned 12-step program used for other dysfunctions. This post covers step 5 (admit wrongs) and step 8 (make amends) because I think the two … Continue reading

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Hate Budgeting? Take Step 4: A Personal Inventory

Step 4 of the 12 step program prompts us to take “a searching and fearless moral inventory of ourselves.” Many years ago, a boss gave me a “SWOT” (strengths, weaknesses, opportunities, threats) style performance review. It was the first time … Continue reading

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Hate Budgeting? Your Higher Power wants to help

If you’re new to this blog, let me bring you up to speed: I run a support group for people who hate budgeting (so, everyone) called – pointedly – “I HATE Budgeting (But I Like Having Money).” We meet monthly … Continue reading

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