Category Archives: Retirement

What a Personal Financial Policy is & How it Makes Your Life Better

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 2 Comments

The Likely Reason Why You Haven’t Done Anything With your Finances & Why It’s Okay

I was recently hired by a couple who originally met with me almost four years ago. The husband’s reason, “I wasn’t ready.” Another couple is hiring me after about two years and only on a limited basis because, “We’re never … Continue reading

Posted in Budgeting, Goals, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , , , | 2 Comments

Saving for Retirement Is About Living For Today

How do you live today and how much does it cost? What elements of this life do you embrace with joy and what elements cause you worry, grief or anxiety? I’m guessing, for many of you, this is the first … Continue reading

Posted in Budgeting, Goals, Living the life of your dreams, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , , , , , , , | 3 Comments

(Almost) Quarterly Newsletter ~ July 2014

Happy summer! This photo was taken at Burchfield Nature Park in West Seneca. Thanks to so many of you as clients, referral sources, colleagues, family members, friends and part of my “inspiration dream team,” Lauber Financial Planning is now 4 years old! People … Continue reading

Posted in Budgeting, Charitable giving, Living the life of your dreams, Money in relationships, Psychology of Money, Retirement, Taxes | Tagged , , , , , | Leave a comment

Money as Employee

I suspect our current 40 hour work week will end sooner rather than later. Not that we’ll be expected to work 50 or 60 hours per week (as some people do now), but that eventually we’ll all be self-employed or … Continue reading

Posted in Budgeting, Money in relationships, Personal Finance with a twist, Retirement, Saving | Tagged , , , | 5 Comments

Am I On Track To Retire?

This is the question I most often get from clients. I spend half of my time helping them define what “on track” actually means, which is largely a function of how they plan to live. Will there be enough resources? … Continue reading

Posted in Personal Finance with a twist, Retirement | 1 Comment

Reversing the Anxiety for Reverse Mortgages

I’ve been very busy with my practice and also with my first book being published, so I’d like to feature a guest blogger today, Rosemary Rugnetta. We found each other on Twitter. I am not endorsing the author or the … Continue reading

Posted in Budgeting, Personal Finance with a twist, Retirement | 1 Comment