Category Archives: Retirement

What a Personal Financial Policy is & How it Makes Your Life Better

Posted on September 16, 2016 by Amy Jo Lauber

Most of economic theory is based on the assumption that we make rational, logical, and beneficial financial decisions. Ha! Most of us make purely emotional (or “socially informed”) decisions about money most of the time, some of which may be … Continue reading →

Posted in Budgeting, Charitable giving, College, Faith & Finances, Goals, Insurance, Investing, Living the life of your dreams, Marriage and Money, Money & Spirituality, Money in relationships, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , | 8 Comments

The Likely Reason Why You Haven’t Done Anything With your Finances & Why It’s Okay

Posted on June 7, 2016 by Amy Jo Lauber

I was recently hired by a couple who originally met with me almost four years ago. The husband’s reason, “I wasn’t ready.” Another couple is hiring me after about two years and only on a limited basis because, “We’re never … Continue reading →

Posted in Budgeting, Goals, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , , , | 2 Comments

Saving for Retirement Is About Living For Today

Posted on May 11, 2015 by Amy Jo Lauber

How do you live today and how much does it cost? What elements of this life do you embrace with joy and what elements cause you worry, grief or anxiety? I’m guessing, for many of you, this is the first … Continue reading →

Posted in Budgeting, Goals, Living the life of your dreams, Personal Finance with a twist, Psychology of Money, Retirement, Saving, Tackling debt | Tagged , , , , , , , , | 3 Comments

(Almost) Quarterly Newsletter ~ July 2014

Posted on July 21, 2014 by Amy Jo Lauber

Happy summer! This photo was taken at Burchfield Nature Park in West Seneca. Thanks to so many of you as clients, referral sources, colleagues, family members, friends and part of my “inspiration dream team,” Lauber Financial Planning is now 4 years old! People … Continue reading →

Posted in Budgeting, Charitable giving, Living the life of your dreams, Money in relationships, Psychology of Money, Retirement, Taxes | Tagged , , , , , | Leave a comment

Money as Employee

Posted on July 30, 2013 by Amy Jo Lauber

I suspect our current 40 hour work week will end sooner rather than later. Not that we’ll be expected to work 50 or 60 hours per week (as some people do now), but that eventually we’ll all be self-employed or … Continue reading →

Posted in Budgeting, Money in relationships, Personal Finance with a twist, Retirement, Saving | Tagged , , , | 5 Comments

Am I On Track To Retire?

Posted on May 2, 2012 by Amy Jo Lauber

This is the question I most often get from clients. I spend half of my time helping them define what “on track” actually means, which is largely a function of how they plan to live. Will there be enough resources? … Continue reading →

Posted in Personal Finance with a twist, Retirement | 1 Comment

Reversing the Anxiety for Reverse Mortgages

Posted on April 20, 2012 by Amy Jo Lauber

I’ve been very busy with my practice and also with my first book being published, so I’d like to feature a guest blogger today, Rosemary Rugnetta. We found each other on Twitter. I am not endorsing the author or the … Continue reading →

Posted in Budgeting, Personal Finance with a twist, Retirement | 1 Comment

How to Get out of a Variable Annuity Virtually Unscathed

Posted on June 21, 2011 by Amy Jo Lauber

Apparently I’ve ruffled some feathers in my industry because of my disdain for variable annuities. It’s not going to deter me, though. Too many times I’ve created financial plans for clients only to have their plans thwarted because they’re handcuffed … Continue reading →

Posted in Charitable giving, Insurance, Investing, Personal Finance with a twist, Retirement, Taxes | 18 Comments

How to Eat an Elephant

Posted on January 25, 2011 by Amy Jo Lauber

My husband asked me if I give people their “number” (what they need to set aside for retirement) and I said “No way, it’d scare the crap out of them!” It’s true. You know and I know it; it’s too … Continue reading →

Posted in Personal Finance with a twist, Psychology of Money, Retirement | 1 Comment