Category Archives: Taxes

(Almost) Quarterly Newsletter ~ July 2014

Happy summer! This photo was taken at Burchfield Nature Park in West Seneca. Thanks to so many of you as clients, referral sources, colleagues, family members, friends and part of my “inspiration dream team,” Lauber Financial Planning is now 4 years old! People … Continue reading

Posted in Budgeting, Charitable giving, Living the life of your dreams, Money in relationships, Psychology of Money, Retirement, Taxes | Tagged , , , , , | Leave a comment

There’s No Minimum Wage for the Self Employed

What was your minimum wage job? Did you appreciate it, tolerate it or hate it? I worked three jobs in college: short order cook, card store clerk and a pizza server at a college campus snack station. I actually liked … Continue reading

Posted in Budgeting, Goals, Living the life of your dreams, Personal Finance with a twist, Taxes | Tagged , , , | 3 Comments

It’s Deductible, But You Still Have to Pay For It

More and more people are starting up small businesses  – I’ve heard that it’s a sign of the times: when unemployment is high (and possibly when unemployment benefits run out) people decide they have nothing to lose so they might as … Continue reading

Posted in Budgeting, Goals, Personal Finance with a twist, Taxes | Tagged , | Leave a comment

PTO Fundraising and Why We Hate Taxes

We don’t like sending money into a black hole. This is what sometimes happens with various fundraising contributions and what seems to always happen with our income taxes. We don’t know how our hard-earned money is being spent and, furthermore, … Continue reading

Posted in Charitable giving, Personal Finance with a twist, Psychology of Money, Taxes | Leave a comment

Will Being An Entrepreneur Make Me a Republican?

It seems most political discussions are really a debate about values, perception of what is “fair,” and taxes. It seems most business discussions are about the value provided to the consumer, providing it fairly, and then, how to pay less … Continue reading

Posted in Personal Finance with a twist, Taxes | 2 Comments

How to Get out of a Variable Annuity Virtually Unscathed

Apparently I’ve ruffled some feathers in my industry because of my disdain for variable annuities. It’s not going to deter me, though. Too many times I’ve created financial plans for clients only to have their plans thwarted because they’re handcuffed … Continue reading

Posted in Charitable giving, Insurance, Investing, Personal Finance with a twist, Retirement, Taxes | 14 Comments