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Lauber Financial Planning
Category Archives: Taxes
What People are REALLY Thinking About the New Tax Bill
I’m surrounded by conversations about the new tax bill. In between “Rudolph the Red-Nosed Reindeer” and a remix of Leonard Cohen’s “Halleluja,” my day is sprinkled with tax bill news. Colleagues, clients, friends and even strangers talk to me about … Continue reading
(Almost) Quarterly Newsletter ~ July 2014
Happy summer! This photo was taken at Burchfield Nature Park in West Seneca. Thanks to so many of you as clients, referral sources, colleagues, family members, friends and part of my “inspiration dream team,” Lauber Financial Planning is now 4 years old! People … Continue reading
There’s No Minimum Wage for the Self Employed
What was your minimum wage job? Did you appreciate it, tolerate it or hate it? I worked three jobs in college: short order cook, card store clerk and a pizza server at a college campus snack station. I actually liked … Continue reading
It’s Deductible, But You Still Have to Pay For It
More and more people are starting up small businesses – I’ve heard that it’s a sign of the times: when unemployment is high (and possibly when unemployment benefits run out) people decide they have nothing to lose so they might as … Continue reading
Posted in Budgeting, Goals, Personal Finance with a twist, Taxes
Tagged business expenses, tax deductions
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PTO Fundraising and Why We Hate Taxes
We don’t like sending money into a black hole. This is what sometimes happens with various fundraising contributions and what seems to always happen with our income taxes. We don’t know how our hard-earned money is being spent and, furthermore, … Continue reading
Will Being An Entrepreneur Make Me a Republican?
It seems most political discussions are really a debate about values, perception of what is “fair,” and taxes. It seems most business discussions are about the value provided to the consumer, providing it fairly, and then, how to pay less … Continue reading
Posted in Personal Finance with a twist, Taxes
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How to Get out of a Variable Annuity Virtually Unscathed
Apparently I’ve ruffled some feathers in my industry because of my disdain for variable annuities. It’s not going to deter me, though. Too many times I’ve created financial plans for clients only to have their plans thwarted because they’re handcuffed … Continue reading